Financial freedom is amazing. It’s the freedom that comes with knowing all of your outgoings and bills are covered without you having to go to work.

Lots of folks reach financial independence when they retire, we reached it in 2015 when we were 43 years old.

Here we round up how we did it, and what we have learned from retiring early.

J with the money from sale

How to Build a Spiralling Wealth Machine

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My parents taught me valuable lessons about not wasting money. They couldn't tell me how to build a Spiralling Wealth Machine, but hopefully I can help you.
Ordino Andorra

The Bewildering Joy of Taking Back Control

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Eighteen months ago we removed the need to work for a living. More importantly it meant that we have taken back control of our lives.
Motorhome parking Mefjordvaer Norway

Motorhomes: Investment Disasters…

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After reading an article by a motorhome dealer, Jay explains why a motorhome isn't a great investment decision for the average family.

What is Financial Freedom?

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Income from investments pay me to live, travel, volunteer, for the rest of my life. If I'm lucky, I might have 40 years of such financial freedom.
the matrix experiment logo

Introducing The Matrix Experiment

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This blog is about leaving the corporate world behind. Taking control of your life and shifting to a simpler life, achieving financial freedom as a result.
Should we invest in the stock market?

How We’ve Risked our Money in The Stock Market

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Roughly 30 months ago we started to buy shares as part of…

Miracles do Happen. The Wonder of Passive Income

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Retired early (financially independent) at 43, we have a zero-hour work week. This explains our passive income streams funding our lifestyle of travel.

A Designed Life, Frugality is Not Enough 

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While Ju and I have been back in the UK,  we've had conversations…

Our Early Retirement Viability Spreadsheet

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A wee while back I wrote an article attempting, one year on,…