{"id":33208,"date":"2017-06-18T11:16:09","date_gmt":"2017-06-18T10:16:09","guid":{"rendered":"https:\/\/ourtour.co.uk\/home\/?p=33208"},"modified":"2021-06-19T19:25:09","modified_gmt":"2021-06-19T18:25:09","slug":"how-the-rich-think-about-money","status":"publish","type":"post","link":"https:\/\/ourtour.co.uk\/home\/how-the-rich-think-about-money\/","title":{"rendered":"How The Rich Think About Money"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wyu6wo-b2ca01b4dac1611368da5a0cf382e1e1\">\n.flex_column.av-wyu6wo-b2ca01b4dac1611368da5a0cf382e1e1{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-wyu6wo-b2ca01b4dac1611368da5a0cf382e1e1 av_one_full  avia-builder-el-0  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jq7yu7sk-c1d66ddcc80f555ffe6ebad8ebb92caa\">\n#top .av-special-heading.av-jq7yu7sk-c1d66ddcc80f555ffe6ebad8ebb92caa{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-jq7yu7sk-c1d66ddcc80f555ffe6ebad8ebb92caa .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-jq7yu7sk-c1d66ddcc80f555ffe6ebad8ebb92caa .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-jq7yu7sk-c1d66ddcc80f555ffe6ebad8ebb92caa av-special-heading-h3  avia-builder-el-1  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >How The Rich Think About Money<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jq7ysq5e-a656dc2200facb185149144e86bc5a54 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><em>This blog post was originally written for a sister website called The Matrix Experiment. We set up the site in January 2017 to pass on financial hints and tips we&#8217;d learned as we became financially free. The Matrix Experiment site no longer exists, so we\u2019ve incorporated this financial information here.<\/em><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-jq7y314j-19406c728e5c2fa4455efdb53f541848 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Greetings from a beach in Spain! This post&#8217;s short and snappy, with a simple message: &#8216;the rich&#8217; think about money differently to &#8216;the poor&#8217;.<\/p>\n<p>That&#8217;s the main thing which holds many people back, preventing the shift from\u00a0payday to payday financial anxiety, to being financially secure, for ever. So what do the rich think about money? Simply this:<\/p>\n<p><strong>They see money as something which creates more money.<\/strong><\/p>\n<p>The rest of us, me included until relatively recently, see money as something to use to pay for stuff. Bills, mortgage, diesel, food, beer down the pub, and so on. We look at the balance of our bank accounts, and we work out how we can spend the money, what can we buy to wear, play with, show off with?<\/p>\n<p><strong>The rich don&#8217;t do this.<\/strong><\/p>\n<p>At least when I say &#8216;the rich&#8217;, I&#8217;m talking about folks who&#8217;re financially independent, rather than folks who &#8216;look rich&#8217;, and are in reality just as dependant on their monthly wages as everyone else. No, the &#8216;truly rich&#8217; folks, those we look upon with envy (these days for me, that means looking at my ill-shaven face in a mirror), look at money as something to use to buy assets which generate money for them, while they sit on the beach.<\/p>\n<p>To shift from a &#8216;poor person&#8217; mindset to a &#8216;rich person&#8217; mindset was easy for me, once we knew what on Earth was going on (a thunderbolt moment which happened when I read &#8216;<a href=\"https:\/\/www.amazon.co.uk\/gp\/product\/1612680100\/ref=as_li_tl?ie=UTF8&amp;camp=1634&amp;creative=6738&amp;creativeASIN=1612680100&amp;linkCode=as2&amp;tag=financial-freedom-posts-21&amp;linkId=018416ef00bd5eaf69bc6fe92d2e24e3\" target=\"_blank\" rel=\"noopener\">The Unfair Advantage<\/a>&#8216;, recommended to me by a financially-free friend). We realised we needed to minimise the money we had sat in assets which cost us money (the over-sized house we lived in, and the various items of stuff we bought which needed insuring, replacing, repairing, storing etc). Instead we needed to maximise money in assets which generated cash &#8211; investments (<a href=\"https:\/\/ourtour.co.uk\/home\/how-to-build-a-spiralling-wealth-machine\/\" rel=\"noopener noreferrer\">wealth machines<\/a>) such as rental properties, dividend-paying share funds, roof-mounted solar arrays and the like. Pensions count too, and we have a reasonable bunch\u00a0of private\u00a0pensions waiting for us, but bear in mind you can&#8217;t touch these in the UK until you&#8217;re at least 55.<\/p>\n<p><strong>But all my money is being spent on bills, dammit!<\/strong><\/p>\n<p>This is a familiar statement from folks I discuss this mindset shift with and it is of course a very fair push back. If you&#8217;re really living on the breadline, then you&#8217;re not going to be able to find the money to invest without increasing your income, which is a subject for other blog posts. If, however, you do have money left at the end of the month, or if deep down inside you know you&#8217;re wasting money on stuff which isn&#8217;t really enriching your life (a massive telly, Sky package, lottery tickets, designer gear, a fancy car, a house with &#8216;spare rooms&#8217; you name it), then the money is already there, waiting to start thinking like the rich, ready to start buying you your freedom.<\/p>\n<p>Cheers, Jay<\/p>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>&#8216;The rich&#8217; think about money differently to &#8216;the poor&#8217;.This holds many people back from being financially secure. So, how do the rich think about money?<\/p>\n","protected":false},"author":1,"featured_media":27751,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[412],"tags":[840,919,824,644,877,918,858,916,857,917],"class_list":["post-33208","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-freedom","tag-early-retirement-blog","tag-early-retirement-uk","tag-financial-education","tag-financial-freedom","tag-financial-freedom-blog","tag-financial-freedom-uk","tag-robert-kiyosaki","tag-the-unfair-advantage","tag-think-rich","tag-thinking-rich"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How The Rich Think About Money - Our Tour Motorhome Blog<\/title>\n<meta name=\"description\" content=\"&#039;The rich&#039; think about money differently to &#039;the poor&#039;.This holds many people back from being financially secure. 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