{"id":33172,"date":"2017-05-10T20:24:10","date_gmt":"2017-05-10T19:24:10","guid":{"rendered":"https:\/\/ourtour.co.uk\/home\/?p=33172"},"modified":"2018-12-28T11:36:56","modified_gmt":"2018-12-28T11:36:56","slug":"the-simple-secret-to-financial-freedom","status":"publish","type":"post","link":"https:\/\/ourtour.co.uk\/home\/the-simple-secret-to-financial-freedom\/","title":{"rendered":"The Simple Secret to Financial Freedom"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-25347b0a799d5b9f7058434b2a9c3182\">\n.flex_column.av-av_one_full-25347b0a799d5b9f7058434b2a9c3182{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-25347b0a799d5b9f7058434b2a9c3182 av_one_full  avia-builder-el-0  el_before_av_textblock  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jq724ypr-4b42dda4d172baa1075e7ceb4555b510\">\n#top .av-special-heading.av-jq724ypr-4b42dda4d172baa1075e7ceb4555b510{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-jq724ypr-4b42dda4d172baa1075e7ceb4555b510 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-jq724ypr-4b42dda4d172baa1075e7ceb4555b510 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-jq724ypr-4b42dda4d172baa1075e7ceb4555b510 av-special-heading-h3  avia-builder-el-1  avia-builder-el-no-sibling '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >The Simple Secret to Financial Freedom<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div><section  class='av_textblock_section av-jq72a4n9-f5412602c70d6c0a01eba5758c282b25 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>As you&#8217;re reading this, I imagine you&#8217;re pondering the\u00a0<a href=\"https:\/\/ourtour.co.uk\/home\/taking-back-control\/\">the incredible sense of control<\/a> which financial freedom will grant you (or perhaps already has).\u00a0But how the blazes\u00a0do you get there before your pension kicks in? Well, in our own long, dragon-battling quest to discover the same thing, we&#8217;ve un-earthed a simple secret to how it is done, and here we will share that secret with you, free of charge:<\/p>\n<p><strong>Change who you think you are.\u00a0<\/strong><\/p>\n<p>This single statement underpins how normal people (as opposed to entrepreneurs, which most of us aren&#8217;t) go from being perpetually in need of the next monthly salary payment, to never having the need to work again. It appears time and again as I think about our own path to freedom, and as I study\u00a0how others have done it. It explains some of the mysteries around why others, those with apparent means to get the job done, don&#8217;t get the job done. But OK, I admit it&#8217;s an opaque little statement on its own, so here&#8217;s what I&#8217;m really talking about:<\/p>\n<p><strong>People who are financially free have usually broken the link between how people expect them to behave with money, and how they actually behave.\u00a0<\/strong><\/p>\n<p>Let&#8217;s take a couple of engineers as an example. These two ladies are identical in terms of their skills, salary, and the fact they have no kids:<\/p>\n<ul>\n<li><strong>Engineer #1<\/strong> hasn&#8217;t broken the link. She lives in a 4\u00a0bed detached house with her husband. She works hard and plays hard. She and her husband buy new cars every two years, have gym membership, they use a cleaner and pay for someone to come and redecorate the house every few years. <strong>Engineer #1 looks, to the outside world, like she is a very successful person<\/strong>, which she enjoys (and why shouldn&#8217;t she?). She is also perpetually skint.<\/li>\n<li><strong>Engineer #2<\/strong> has broken the link, she has changed who she thinks she is. Engineer #2 lives in a single bedroom apartment with her husband (which they feel is easily big enough), and has sold most of her unused possessions to do so.\u00a0The apartment is on a bus route, so the couple only have one car, which is second hand and replaced once every ten years. The apartment being small means that Engineer #2 can quickly clean or redecorate the place with her husband. <strong>Engineer #2 looks, from the outside world, much less successful than Engineer #1<\/strong>. And her income is\u00a0spiralling upwards.<\/li>\n<\/ul>\n<p>And yet (assuming she invests correctly) Engineer #2 will achieve financial freedom\u00a0decades quicker than Engineer #1.\u00a0She&#8217;s stopped thinking &#8220;I am a successful engineer and I can reward myself by buying this stuff&#8221; and started thinking &#8220;I am a successful engineer and I can get financially free all the quicker because of it, stuff what the world thinks&#8221;.<\/p>\n<p><strong>This also has the HUGE benefit, by the way, of making &#8216;retirement&#8217; feel luxurious, rather than a lifestyle dead-end.<\/strong><\/p>\n<p>In my last job I drove to the big corporate office in a ten year old Smart Car, which attracted a fair few jokes. I drank the freebie coffee from the vending machines rather than \u00a31-a-go coffee from the canteen. This also attracted a few jokes. I took my own breakfast and lunch. More jokes. I wore old shirts and trousers. No-one joked about this, but this was in IT and I don&#8217;t think anyone noticed. While a colleague of mine showed off a 5 bed detached house he was about to buy, Ju and I were living in a 2 bed rented semi (which felt huge to us).<\/p>\n<p><strong>I&#8217;d altered the way I thought, and with it, the want went, and the freedom landed, with a resounding BOOM.<\/strong><\/p>\n<p>I no longer saw myself as an &#8216;IT Project Manager&#8217; but as someone chasing down a goal to be financially-free. I ignored the jibes and focused on the prize of freedom. It wasn&#8217;t as hard as you might imagine. As soon as I&#8217;d shifted my mindset (Ju did this way before me, by the way) it became all-but-inevitable that we&#8217;d be &#8216;retiring&#8217; early. I simply no longer wanted the stuff. I saw a gleaming motorbike and my thought process went something like this:<\/p>\n<ul>\n<li>Bloody hell, that&#8217;s a beautiful bike.<\/li>\n<li>But if getting and keeping it means I lose my freedom, then\u00a0I might want it, but not that much.<\/li>\n<\/ul>\n<p>And that went for pretty much everything, which drove more and more money into <a href=\"https:\/\/ourtour.co.uk\/home\/how-to-build-a-spiralling-wealth-machine\/\">our Spiralling Wealth Machines<\/a>, and inevitably, eventually, set us free. And the weirdest thing of all: we now have enough cash knocking about to buy and run that shiny bike, but nah, I&#8217;m still not fussed.<\/p>\n<p>If you&#8217;re after more real-world (albeit from the USA) examples of how this works, I can highly recommend <a href=\"https:\/\/www.amazon.co.uk\/gp\/product\/1589795474\/ref=as_li_tl?ie=UTF8&amp;camp=1634&amp;creative=6738&amp;creativeASIN=1589795474&amp;linkCode=as2&amp;tag=financial-freedom-posts-21&amp;linkId=8053b7bd0b1654f5a512b58f6bc4801d\" target=\"_blank\" rel=\"noopener\">The Millionaire Next Door<\/a>\u00a0&#8211; a study of how Americans got rich by thinking differently to their neighbours. Or if you don&#8217;t want to shell out a tenner for the book, just <a href=\"https:\/\/en.wikipedia.org\/wiki\/The_Millionaire_Next_Door\">read the Wikipedia summary here<\/a>.<\/p>\n<p>Cheers, Jay<\/p>\n<\/div><\/section><\/p>\n","protected":false},"excerpt":{"rendered":"<p>How do you get to financial freedom before your pension kicks in? We&#8217;ve un-earthed a simple secret to how it is done, and we&#8217;ll share it with you.<\/p>\n","protected":false},"author":1,"featured_media":20534,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[412],"tags":[644,877,906],"class_list":["post-33172","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-freedom","tag-financial-freedom","tag-financial-freedom-blog","tag-secret-to-financial-freedom"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Simple Secret to Financial Freedom - Our Tour Motorhome Blog<\/title>\n<meta name=\"description\" content=\"How do you get to financial freedom before your pension kicks in? 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