{"id":16334,"date":"2015-02-16T10:20:16","date_gmt":"2015-02-16T10:20:16","guid":{"rendered":"http:\/\/ourtour.co.uk\/home\/?page_id=16334"},"modified":"2021-06-14T16:08:07","modified_gmt":"2021-06-14T15:08:07","slug":"money-and-financial-freedom","status":"publish","type":"post","link":"https:\/\/ourtour.co.uk\/home\/money-and-financial-freedom\/","title":{"rendered":"Money and Financial Freedom"},"content":{"rendered":"<p>Let&#8217;s face it, unless you&#8217;re a lottery winner, you&#8217;re going to be keeping a close eye on your spending during your trip, as well as considering ways to generate a few Euros to help fund it.<\/p>\n<p>We&#8217;ve brought together here all the financial lessons we learned as we travelled, and afterwards, to help you get an idea of how affordable this type of lifestyle can be. It includes places to further your financial education, our journey to financial freedom, costs for motorhoming and how to generate an income.<\/p>\n<h1>Financial Education<\/h1>\n<p><a title=\"The Money Muppet\" href=\"http:\/\/ourtour.co.uk\/home\/the-money-muppet\/\">The Money Muppet<\/a><br \/>\nWe came back to the UK after two years on the road in order to set ourselves financially free. Our goal was to travel where, and more importantly when, we wanted to. In order reach this goal we needed to earn enough money to sustain us outside of the rat race. As Jay (the Money Muppet) began to financially educate himself, he soon discovered that as well as working to earn the money, we needed to make it work for us. The posts <a href=\"http:\/\/ourtour.co.uk\/home\/the-money-muppet\/\">here<\/a> take you on our journey up&nbsp;to 1 January 2015.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-27718\" src=\"https:\/\/ourtourmedia.s3.eu-central-003.backblazeb2.com\/wp-content\/uploads\/2017\/06\/Funding-Freedom-Cover-Small.jpg\" alt=\"\" width=\"133\" height=\"200\"><a href=\"https:\/\/ourtour.co.uk\/home\/funding-freedom-free-mini-guide-available-now\/\">Funding Freedom<\/a><br \/>\nIn August 2015 we reached the tipping point and became financially free. In April 2016 Jay wrote a free ebook mini-guide telling the story of how we re-designed our lives to enable us to stop the daily 9 to 5 of our corporate jobs, and to instead have the choice to do something else. Its purpose of the guide is to help others who are thinking about making a similar lifestyle change.&nbsp;telling the story of how we did it.<\/p>\n<p><strong>The Matrix Experiment<\/strong><br \/>\nBorn in the spring of 2017, The Matrix Experiment is (well, will be over time), an evolution of the Money Muppet. We&#8217;ve had years now to study and practice the lifestyle changes and financial literacy lessons which underpin our life of freedom. The Matrix Experiment will describe how we think and act, and what resources we&#8217;ve used to build our education, with a view to helping anyone wanting to follow a similar path to us.<\/p>\n<h2>Financial Independence \/ Early Retirement<\/h2>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/should-we-stay-or-should-we-go\/\" target=\"_blank\" rel=\"noopener noreferrer\">Should We Stay or Should We Go?<\/a><br \/>\nThe offer of another contract gives us sleepless nights as we are gearing up to set off in our motorhome.<\/p>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/eight-months-at-home-and-the-road-calls\/\" target=\"_blank\" rel=\"noopener noreferrer\">Eight Months At Home, at Home and The Road Calls!<\/a><br \/>\nA spell at home and a corporate contract give us itchy feet.<\/p>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/our-second-full-year-of-financial-freedom-the-numbers\/\" target=\"_blank\" rel=\"noopener noreferrer\">Our Second Full Year of Financial Freedom &#8211; The Numbers<\/a><br \/>\nWe round up the financial figures from our second full year of freedom &#8211; is our experiment working?<\/p>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/inspiring-folks-via-bbc\/\" target=\"_blank\" rel=\"noopener noreferrer\">Our 30 Year Retirement &#8211; Inspiring Folks Via The BBC<\/a><br \/>\nWe woke up on New Years Day 2018 to find a video about our lives being the most popular on the BBC website!<\/p>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/8-working-hours-left-go\/\" target=\"_blank\" rel=\"noopener noreferrer\">8 Working Hours Left To Go, Again<\/a><br \/>\nJay&#8217;s&nbsp;thoughts and feelings as he counts down the hours until his contract ends<\/p>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/5-week-countdown-to-retirement-number-3\/\" target=\"_blank\" rel=\"noopener noreferrer\">5 Week Countdown to Retirement Number 3<\/a><br \/>\nJay&#8217;s thoughts and feelings as he counts down the weeks until his contract ends<\/p>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/our-break-from-motorhome-life\/\" target=\"_blank\" rel=\"noopener noreferrer\">Our Break From Motorhome Life<\/a><br \/>\nJay stepped back into Corporate Life as a contractor for four months &#8211; this is Ju&#8217;s side of things<\/p>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/financial-freedom-story-5-minutes\/\" target=\"_blank\" rel=\"noopener noreferrer\">Our Financial Freedom Story in Five Minutes<\/a><br \/>\nA guest post we wrote for &#8216;The Escape Artist&#8217; financial independence blog.<\/p>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/retire-40-daily-mail\/\" target=\"_blank\" rel=\"noopener noreferrer\">&#8216;How to Retire at 40&#8217; and The Daily Mail<\/a><br \/>\nIf you spotted us on the Channel 4 programme, or in the paper, here&#8217;s more detail of what they were on about<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/how-weve-risked-our-money-in-the-stock-market\/\">How we&#8217;ve risked our money on the stock market<\/a><br \/>\nWhat investments have we made and why<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/miracles-do-happen-the-wonder-of-passive-income\/\">Miracles do happen &#8211; the wonder of passive income<\/a><br \/>\nDoes money drop into your bank account each month without you going to work &#8211; find out how it can<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/a-designed-life-frugality-is-not-enough\/\">A designed life &#8211; frugality is not enough<\/a><br \/>\nWhy we needed to so something other than just reduce our spending<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/our-early-retirement-viability-spreadsheet\/\">Our early retirement viability spreadsheet<\/a><br \/>\nHow we worked out that&nbsp;we could retire in our 40&#8217;s<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/four-questions-answered-a-year-in-early-retirement\/\">Four questions answered &#8211; A year in early retirement<\/a><br \/>\nWe answer the four most prominent questions about life as an early retiree<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/a-year-of-financial-freedom-are-we-losing-money\/\">A year of financial freedom &#8211; are we losing money?<\/a><br \/>\nA year after we retired early, find out how our finances are doing<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/freedom-to-travel-financially-independant-at-43\/\">Freedom to travel &#8211; Financially independent at 43<\/a><br \/>\nHow we reached our goal and hit financial freedom<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/funding-freedom-free-mini-guide-available-now\/\">Funding Freedom &#8211; Free mini guide available now<\/a><br \/>\nOur mini guide outlining how we moved from our corporate lives to financial freedom<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/a-dangerous-idea-unemployed-and-getting-richer\/\">A dangerous idea &#8211; unemployed and getting richer<\/a><br \/>\nHow we got richer by sitting in the sun and doing nothing in Croatia<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/how-we-fund-our-lifestyle-retired-at-43\/\">How we fund our lifestyle &#8211; retired at 43<\/a><br \/>\nAlso see funding freedom book above for more detail<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/corporate-life-done\/\">Corporate life done!<\/a><br \/>\nSeptember&nbsp;30 2015, Jay leaves the office for the last time<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/three-weeks-to-financial-freedom-the-interview\/\">Three weeks to financial freedom &#8211; the interview<\/a><br \/>\nWatch as we discuss our upcoming financial freedom<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/tipping-point-financially-free-at-43\/\">The tipping point &#8211; Financially free at 43<\/a><br \/>\nThe weekend of 31 August 2015<\/p>\n<h3><\/h3>\n<h2>Costs<\/h2>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/our-2018-three-month-motorhome-tour-summary-and-costs\/\">Our 2018 Three Month Motorhome Tour &#8211; Summary and Costs<\/a><br \/>\nCost breakdown for three months pootling around France from April to July 2018<\/p>\n<p><a href=\"https:\/\/ourtour.co.uk\/home\/how-much-did-8-months-touring-in-our-motorhome-cost\/\">How much did 8 months touring in our motorhome cost?<\/a><br \/>\nCost breakdown from our 2017 trip to Morocc for the winter.<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/how-much-does-a-year-in-a-motorhome-cost\/\">How much does a year in a motorhome cost?<\/a><br \/>\nCost breakdown from our 2016 trip around Scandinavia &#8211; some of the most expensive countries in Europe!<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/in-between-motorhome-tours-costs-to-prepare\/\">In between motorhome tours &#8211; costs to prepare<\/a><br \/>\nCosts to consider when you are between trips.<\/p>\n<p><a href=\"http:\/\/ourtour.co.uk\/home\/motorhome-tour-summary-costs-and-stats\/\">Motorhome tour summary&nbsp;<\/a><br \/>\nCosts and statistics from our 78 day tour of France and northern Spain<\/p>\n<p><a title=\"How did we afford two years on the road? Our total tour costs.\" href=\"http:\/\/ourtour.co.uk\/home\/how-did-we-afford-two-years-on-the-road-our-total-tour-costs\/\">Total Costs<\/a><br \/>\nA blog post outlining what our first two years on the road cost.<\/p>\n<p><a title=\"600 days on the road \u2013 how on Earth did we afford that?\" href=\"http:\/\/ourtour.co.uk\/home\/600-days-on-the-road-how-on-earth-did-we-afford-that\/\">600 days<\/a><br \/>\nA round up of our costs over the first 600 days.<\/p>\n<p><a title=\"European (&amp; Morocco) Country Costs Comparison\" href=\"http:\/\/ourtour.co.uk\/home\/european-morocco-country-costs-comparison\/\">Country Cost Comparison<\/a><br \/>\nThis gives an overview of how much stuff cost in some of the countries we visited during 2012\/2013. There are individual cost breakdowns too in our <a title=\"OurTour Country Guides\" href=\"http:\/\/ourtour.co.uk\/home\/ourtour-country-guides\/\">Country Guides<\/a> section.<\/p>\n<p><a title=\"All things financial\" href=\"https:\/\/ourtour.co.uk\/home\/motorhome-money-and-financial-freedom\/\">Our financial set up and tracking<\/a><br \/>\nHere we&nbsp;show how we set up our bank accounts, pre-paid credit cards and how we tracked our spending.<\/p>\n<p><a title=\"The financial bit\" href=\"http:\/\/ourtour.co.uk\/home\/the-financial-bit\/\">Our original cost planning<\/a><br \/>\nHow we guestimated our costs for a long term trip (it wasn&#8217;t extensive and we ended up being way out!).<\/p>\n<h2>Earning<\/h2>\n<p><a title=\"Making money from a Travel Blog \u2013 OurTour.co.uk\" href=\"http:\/\/ourtour.co.uk\/home\/making-money-from-a-travel-blog-ourtour-co-uk\/\">Earning from a travel blog<\/a><br \/>\nWays we looked generating an income from our blog as we&nbsp;travel.<\/p>\n<p><a title=\"Making Money\" href=\"http:\/\/ourtour.co.uk\/home\/information-zone\/making-money\/\">Making Money<\/a><br \/>\nThe different ways people we met earn while they travel.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let&#8217;s face it, unless you&#8217;re a lottery winner, you&#8217;re going to be keeping a close eye on your spending during your trip, as well as considering ways to generate a few Euros to help fund it. We&#8217;ve brought together here all the financial lessons we learned as we travelled, and afterwards, to help you get [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1797,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[492],"tags":[],"class_list":["post-16334","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archives"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Money and Financial Freedom - Our Tour Motorhome Blog<\/title>\n<meta name=\"description\" content=\"The financial lessons we&#039;ve learned while travelling. 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Includes our journey to financial freedom, costs for motorhoming and income generation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ourtour.co.uk\/home\/money-and-financial-freedom\/\" \/>\n<meta property=\"og:site_name\" content=\"Our Tour Motorhome Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/OurTour\/\" \/>\n<meta property=\"article:published_time\" content=\"2015-02-16T10:20:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-14T15:08:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ourtour.co.uk\/home\/wp-content\/uploads\/2012\/02\/DSC_6565-1024x681.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"681\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jason\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ourtourblog\" \/>\n<meta name=\"twitter:site\" content=\"@ourtourblog\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jason\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/money-and-financial-freedom\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/money-and-financial-freedom\\\/\"},\"author\":{\"name\":\"Jason\",\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/#\\\/schema\\\/person\\\/28b4763ac800fdf951974d671ed33d28\"},\"headline\":\"Money and Financial Freedom\",\"datePublished\":\"2015-02-16T10:20:16+00:00\",\"dateModified\":\"2021-06-14T15:08:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/money-and-financial-freedom\\\/\"},\"wordCount\":1062,\"commentCount\":1,\"publisher\":{\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/money-and-financial-freedom\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ourtourmedia.s3.eu-central-003.backblazeb2.com\\\/wp-content\\\/uploads\\\/2012\\\/02\\\/DSC_6565.jpg\",\"articleSection\":[\"OurTour Archives\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/money-and-financial-freedom\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/money-and-financial-freedom\\\/\",\"url\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/money-and-financial-freedom\\\/\",\"name\":\"Money and Financial Freedom - Our Tour Motorhome Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/money-and-financial-freedom\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/ourtour.co.uk\\\/home\\\/money-and-financial-freedom\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ourtourmedia.s3.eu-central-003.backblazeb2.com\\\/wp-content\\\/uploads\\\/2012\\\/02\\\/DSC_6565.jpg\",\"datePublished\":\"2015-02-16T10:20:16+00:00\",\"dateModified\":\"2021-06-14T15:08:07+00:00\",\"description\":\"The financial lessons we've learned while travelling. 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